Why you need Mortgage Insurance when buying your first home

Feb 16, 2018

Many of us don’t consider the importance of mortgage insurance until it’s too late.  As with your rates and home insurance which are both compulsory, you should be factoring in a budget per week to cover personal risk insurance like: Life Insurance,...

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Has your mortgage been declined?

Jan 11, 2018

There are many reasons why a bank could potentially decline your mortgage application.  Even after the big rejection from the bank a Mortgage broker could still help you secure your first home. At Stephanie Murray Mortgages we deal with situations...

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Dec 4, 2017


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Staging your home for success!

Nov 9, 2017

Your home is your biggest asset, it’s your life savings, your future and your security. You only have one chance to make a positive first impression so you need to make it as favourable as possible. Having your home staged will make your home more...

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10 essential tips for buying your first home

Nov 6, 2017

Buying your first home is not easy. It's likely to be the biggest purchase you will ever make and very few people feel really ready to dive into buying their first home. In the early stages you will have a lot of questions about where to go, what...

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The Do's & Dont's for First Home Buyers

Sep 27, 2017

You’d have thought given I spend a good portion of my life helping people buy and sell houses that, when I bought my first home, the process would have been pretty easy.  It wasn’t. While I understood all the legal stuff that went with buying a...

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Why Would You Use a Mortgage Advisor?

Sep 5, 2017

Basically, a Mortgage Advisor acts as an intermediate person between the client and the bank or finance company.  Payment (commission) is paid directly from the bank which the borrowing is taken out with – hence it is nearly always a free service to...

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Buy Sooner Rather Than Later

Aug 16, 2017

It’s the Kiwi way to own our own homes, and buying the first home is always a hurdle. It’s difficult for the current generation to get that first home, but boy it’s worth it.  

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You Might Be Throwing Money Away …

Aug 3, 2017

Thinking about your current debt and repayment structure - wouldn’t you like to better manage payments and debt?  Have you thought about refinancing?

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It's Time For My Fixed Rate Review - What Do I Do Now?

Jul 6, 2017

When you fix the interest rate on your loan (whether that be for six months or generally up to five years) there will be a “review date”. It creeps up on us all, that time when your diary notification tells you that your fixed rate is expiring with...

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