Mar 25, 2019

Why are people choosing a mortgage broker over going directly to a bank?

The number one question we get asked on a regular basis is 'What does a mortgage broker do?' The answer is simple; they help people source the very best mortgage finance available to suit their individual needs in purchasing or refinancing a...

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Feb 19, 2019

How much is your Credit card debt hindering you from getting into your first home?

That pesky Credit card.   It can be your best friend in times of need but become your foe when it comes to applying for a home loan.  It's great having the convenience of a little extra cash when things get tight - or when you need to buy a...

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Dec 10, 2018

What does LVR actually mean?

You may have heard mention of 'LVR'.   It's a crucial term relating to whether or not first home buyers (in particular) can access mortgage finance, and gives banks some guidance on who, and how much, they should be lending.   But LVR quickly falls...

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Nov 12, 2018

8 things you need to do before you start going to open homes


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Oct 18, 2018

Is now the right time to buy your first home?

  There are many advantages to renting a home.   No massive debt, maintenance being someone else's problem and the flexibility of set payments each month for the term of your tenancy.   Conversely, homeownership delivers an asset that can increase...

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Sep 7, 2018

Mortgage Broker vs the Bank - what's the difference?

     When you think of borrowing money your initial reaction is likely to be to picture a bank. Not only are they a great place to store your hard-earned cash but they also have funds that they can lend, perfect if you want to buy a house!

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Aug 21, 2018

How Home Equity Loans Work

Home equity is a large asset to most people which sits there untapped, and in a housing market where prices have risen, it could be a larger sum than you thought. To explain home equity, how it works and what you can do with it we'll first look at...

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Jul 16, 2018

How to reduce your home loan 101

Your home loan, or mortgage as it's more commonly called, is often the most daunting part of getting on the property ladder. Looking at your bank accounts and seeing a sum in the hundreds of thousands is pretty shocking for most and can take a...

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Jun 19, 2018

First home buyer - how much can you really afford?

Having spent hours pouring over the property magazines, and spent many evenings browsing TradeMe you've probably found a bunch of houses that you would love to call home.

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Jun 6, 2018

Self-employed?  Three ways a mortgage broker can help

Are you self employed, work as a contractor, or rely heavily on seasonal work as your main source of income? Not everyone has a full time job with steady income hitting their pockets each week, therefore applying for a home loan can be a challenge. ...

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