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What does LVR actually mean?

Dec 10, 2018

You may have heard mention of 'LVR'.   It's a crucial term relating to whether or not first home buyers (in particular) can access mortgage finance, and gives banks some guidance on who, and how much, they should be lending.   But LVR quickly falls...

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8 things you need to do before you start going to open homes

Nov 12, 2018

 

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Is now the right time to buy your first home?

Oct 18, 2018

  There are many advantages to renting a home.   No massive debt, maintenance being someone else's problem and the flexibility of set payments each month for the term of your tenancy.   Conversely, homeownership delivers an asset that can increase...

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Mortgage Broker vs the Bank - what's the difference?

Sep 7, 2018

     When you think of borrowing money your initial reaction is likely to be to picture a bank. Not only are they a great place to store your hard-earned cash but they also have funds that they can lend, perfect if you want to buy a house!

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How Home Equity Loans Work

Aug 21, 2018

Home equity is a large asset to most people which sits there untapped, and in a housing market where prices have risen, it could be a larger sum than you thought. To explain home equity, how it works and what you can do with it we'll first look at...

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How to reduce your home loan 101

Jul 16, 2018

Your home loan, or mortgage as it's more commonly called, is often the most daunting part of getting on the property ladder. Looking at your bank accounts and seeing a sum in the hundreds of thousands is pretty shocking for most and can take a...

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First home buyer - how much can you really afford?

Jun 19, 2018

Having spent hours pouring over the property magazines, and spent many evenings browsing TradeMe you've probably found a bunch of houses that you would love to call home.

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Self-employed?  Three ways a mortgage broker can help

Jun 6, 2018

Are you self employed, work as a contractor, or rely heavily on seasonal work as your main source of income? Not everyone has a full time job with steady income hitting their pockets each week, therefore applying for a home loan can be a challenge. ...

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How you can help get your kids on the property ladder

Apr 10, 2018

As we are all aware it has become harder and harder for young people to purchase their first home. The struggle of increasing house prices,  the level of income compared to deposits required, high rents and the current loan to value ratios imposed...

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What is a mortgage broker?

Apr 6, 2018

Are you taking the first step into purchasing your first home but have no idea where to start? When you think 'mortgage' you think of borrowing money.  And where do you typically go to buy money ?  Your bank.  There is nothing wrong with going to...

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