Jul 15, 2019

Top 10 reasons people get rejected for a mortgage

Within everyone applying for a mortgage a small gremlin of fear resides. You can have read all the blogs, attended as many seminars as physically possible and yet when the time comes, there's still a sliver of doubt around your application and that...

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Jun 21, 2019

How a mortgage advisor can get you better investment returns

Smart property investment is all about getting the best returns for your investment.   On the surface that means earning more than you spend, and in principle that's all there is to it.  But understanding where you can make savings, and where you...

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Jun 19, 2019

Buying a successful investment property - what you need to know

If you're looking to become a property investor then understanding the finances and funding behind investment properties is key. Buying an investment property can be a great way to plan for retirement, gain financial independence or leave a legacy...

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May 9, 2019

What's the impact of having debt if you're looking to buy your first home?

    You are thinking of buying your first home which is super exciting!  You probably already have a TradeMe watch-list that you look at daily.  You may already be scanning the mailers, circling possible properties, and scheduling those open homes...

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Apr 12, 2019

How to refinance your mortgage for renovations

  Refinancing your mortgage to renovate is a popular reason for re-evaluating your mortgage options.   Often this can also be referred to as a loan ' top up' or even a ' restructure'.   This can free up some extra cash by utilising equity in your...

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Mar 25, 2019

Why are people choosing a mortgage broker over going directly to a bank?

The number one question we get asked on a regular basis is 'What does a mortgage broker do?' The answer is simple; they help people source the very best mortgage finance available to suit their individual needs in purchasing or refinancing a...

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Feb 19, 2019

How much is your Credit card debt hindering you from getting into your first home?

That pesky Credit card.   It can be your best friend in times of need but become your foe when it comes to applying for a home loan.  It's great having the convenience of a little extra cash when things get tight - or when you need to buy a...

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Dec 10, 2018

What does LVR actually mean?

You may have heard mention of 'LVR'.   It's a crucial term relating to whether or not first home buyers (in particular) can access mortgage finance, and gives banks some guidance on who, and how much, they should be lending.   But LVR quickly falls...

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Nov 12, 2018

8 things you need to do before you start going to open homes


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Oct 18, 2018

Is now the right time to buy your first home?

  There are many advantages to renting a home.   No massive debt, maintenance being someone else's problem and the flexibility of set payments each month for the term of your tenancy.   Conversely, homeownership delivers an asset that can increase...

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