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How to reduce your home loan 101

Jul 16, 2018

Your home loan, or mortgage as it's more commonly called, is often the most daunting part of getting on the property ladder. Looking at your bank accounts and seeing a sum in the hundreds of thousands is pretty shocking for most and can take a...

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First home buyer - how much can you really afford?

Jun 19, 2018

Having spent hours pouring over the property magazines, and spent many evenings browsing TradeMe you've probably found a bunch of houses that you would love to call home.

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Self-employed?  Three ways a mortgage broker can help

Jun 6, 2018

Are you self employed, work as a contractor, or rely heavily on seasonal work as your main source of income? Not everyone has a full time job with steady income hitting their pockets each week, therefore applying for a home loan can be a challenge. ...

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How you can help get your kids on the property ladder

Apr 10, 2018

As we are all aware it has become harder and harder for young people to purchase their first home. The struggle of increasing house prices,  the level of income compared to deposits required, high rents and the current loan to value ratios imposed...

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What is a mortgage broker?

Apr 6, 2018

Are you taking the first step into purchasing your first home but have no idea where to start? When you think 'mortgage' you think of borrowing money.  And where do you typically go to buy money ?  Your bank.  There is nothing wrong with going to...

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Top 9 things you need to know if you’re thinking of building a home!

Mar 7, 2018

Building a home is an amazing adventure in its own right.  The joy of choosing your ideal layout, finishes and personal touches  is only the start of why thousands of kiwis choose to build their home every year.   The peace of mind that comes from...

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Why you need Mortgage Insurance when buying your first home

Feb 16, 2018

Many of us don’t consider the importance of mortgage insurance until it’s too late.  As with your rates and home insurance which are both compulsory, you should be factoring in a budget per week to cover personal risk insurance like: Life Insurance,...

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Has your mortgage application been declined by the bank?

Jan 11, 2018

There are many reasons why a bank could potentially decline your mortgage application.  Even after the big rejection from the bank a Mortgage broker could still help you secure your first home. At Stephanie Murray Mortgages we deal with situations...

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11 REASONS TO USE A MORTGAGE BROKER

Dec 4, 2017

 

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Staging your home for success!

Nov 9, 2017

Your home is your biggest asset, it’s your life savings, your future and your security. You only have one chance to make a positive first impression so you need to make it as favourable as possible. Having your home staged will make your home more...

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